| Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many thousands of satisfied customers with superior service second to none. We are a direct source for home mortgage loans, mortgage refinance, mortgage rates and home equity mortgage refinancing loan programs. We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to home purchase loans and home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! |
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| Home Mortgage Refinance Loans Home Mortgage Loan - Home Loans |
| Types of Loans What type of loan will suit you best? Below, we've included information on the types you may need. Home Purchase Loans Offering competitive loan products. We can help get you a loan whether you are a first time home-buyer or if you're simply looking to purchase your next home. Debt Consolidation Loans A loan that gives you cash back to pay existing debt. You may be able to lower your monthly payment or interest rate, and possibly gain tax advantages. Refinance Loans This is generally the process of obtaining a new loan on your home and using the proceeds, to pay off the entire balance of the underlying loan, and may include receiving a cash distribution. Home Equity Loans (Second Mortgage) A loan for any purpose that is secured by your home in addition to your primary mortgage. The most common types of second mortgages are Home Equity Loans and Home Equity Lines of Credit (HELOC). Reverse Mortgages A Reverse Mortgage, also called a Home Equity Conversion Mortgage (HECM), is a special type of home loan that allows homeowners to convert the equity in their homes into cash that is paid to them in a lump sum or in a stream of payments. With this type of mortgage repayment not required until the borrower no longer uses the home as a principal residence. FHA Loans FHA Loans are mortgages that are insured by the Federal Housing Administration in case of default. This program helps borrowers who might not otherwise qualify for a loan, get the financing they need. FHA insured loans are available for both home purchases and refinancing. VA Loans VA Loans are loans insured by the Veteran's Administration that are available to individuals with military service. Interest Only Loans An interest loan is a mortgage in which the borrower pays only interest for a set term. After a set term, the loan converts to a fully amortizing loan where both interest and principal are paid. Interest only loans are an option for borrowers who expect their income will increase over the term of the loan, where the loan payments are reduced in the early years. Our Mortgage Consultant can provide further details on each type of loan. After reviewing your situation, they can suggest which might benefit you most. Please complete the LOAN REQUEST FORM by selecting the START FREE REQUEST button. Let's get started! |
| Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity |
| Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity |
Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
| You Deserve The Best! Streamline FHA/VA FHA Loan Programs Refinance Your Mortgage Purchase Your First Home Consolidate Your Debt Mobile Home Mortgages JUMBO LOANS |
| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.